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Frequently Asked Questions regarding your accident: 
How do I pay for my treatment?
Florida Law requires all Auto Insurance providers to provide Personal Injury Protection Insurance with all auto insurance policies. This coverage provides payment for medical bills incurred as a result of a car accident. You may not realize that you are automatically covered. Your insurance agent may never explain your treatment benefit rights after an accident. You are entitled to treatment after an accident and it is covered even though you may not have health insurance. Whiplash, even in low speed collisions is serious and you should be evaluated After the Accident, be sure to assess your personal policy carefully. Claims adjusters are usually overworked and may not take the time to explain your coverage. Many accident victims, especially at-fault drivers, never seek treatment because they do not have health insurance and do not realize they have medical coverage through their auto insurance by a physician who focus is on the diagnosis and treatment of these types of injuries.
What is "Personal Injury Protection" (PIP) insurance?
Also called Florida No Fault Insurance, Personal Injury Protection (PIP) Insurance covers you - regardless of fault (i.e. whether or not you cause the crash) - up to the limits of your policy. Your PIP will also cover your child, members of your household, certain passengers who lack PIP Insurance as long as they do not own a vehicle. People riding in your vehicle who carry PIP will receive coverage under their own PIP for their injuries, and certain licensed drivers who drive your vehicle with your permission. PIP also covers your child if he or she suffers an injury while riding on a school bus. PIP coverage protects you while in someone else's vehicle, as a pedestrian, or bicyclist if you suffer an injury in a crash involving a motor vehicle. The Florida Motor Vehicle No-Fault Law, requires all owner/registrants of a motor vehicle with four wheels or more to carry a minimum of $10,000 of Personal Injury Protection (PIP) and $10,000 of property damage liability (PDL) if you own a motor vehicle in Florida. Florida law requires you to maintain PIP/PDL insurance continuously throughout the licensing and registration period.
What if I was at fault? Am I still covered?
No matter who was at fault, your medical benefits under your auto insurance will cover you for injuries sustained in an automobile accident.
Why should I treat with Southwest Spine and Sport Physicians? We are proud to offer comprehensive care from an experienced and dedicated team. Our relationships with local primary care physicians, neurosurgeons, neurologists, orthopedic surgeons and imaging centers (MRI, CT Scans), provides for a broad scope approach to treatment and rehablitation. This clinical team approach can address the many facets of excellent patient care and complete case management.
What if my entire family needs treatment?
Our treatment options make it much easier for the entire family to be treated. We understand how difficult it can be to arrange office visits for all members of the family that were involved in the auto accident. We will arrange for convenient treatment appointment times for the entire family. We listen to our patients. We encourage you to take an active part in your health and treatment.We can arrange for you to have a complimentary consultation with the Doctor to discuss your individual concerns.
Click the following link to be directed to the Florida Department of Highway Safety and Motor Vehicles for further information on Florida PIP law.
Please call 239-274-8005 to schedule your appointment.
