Questions regarding Florida PIP

Frequently Asked Questions:

What if I don't have health insurance?
Florida Law requires all Auto Insurance providers to provide Personal Injury Protection Insurance with all auto insurance policies. This coverage provides payment for medical bills incurred as a result of a car accident. You may not realize that you are automatically covered. Your insurance agent may never explain your treatment benefit rights after an accident. You are entitled to treatment after an accident and it is covered even though you may not have health insurance.

After the Accident, be sure to assess your personal policy carefully. Claims adjusters are usually overworked and may not take the time to explain your coverage. Many accident victims, especially at-fault drivers, never seek treatment because they do not have health insurance and do not realize they have medical coverage through their auto insurance.

What if I was at fault? Am I still covered?
No matter who was at fault, your medical benefits under your auto insurance will cover you for injuries sustained in an automobile accident.

What if my entire family needs treatment?
Our treatment options make it much easier for the entire family to be treated. We understand how difficult it can be to arrange office visits for all members of the family that were involved in the auto accident. We will arrange for convenient treatment appointment times for the entire family. We listen to our patients. We encourage you to take an active part in your health and treatment.We can arrange for you to have a complimentary consultation with the Doctor to discuss your individual concerns.

Dr. Warde is pleased provide whiplash injury care to Lee County and welcomes the opportunity to answer your questions.  Please call our office and our helpful staff will answer your questions, address and concerns and schedule you for a complimentary consultation.